Introduction to Investment Risk Awareness

At Bitiloc, we are firmly committed to maintaining full transparency, operational integrity, and legal compliance across all investment operations. However, it is critical for every user to fully understand that all forms of investment inherently involve certain levels of financial risk. This statement outlines and discloses key risk factors associated with participating in investment activities on the Bitiloc platform.

1. General Investment Risks

Investing in financial markets, including digital investment opportunities, always carries the risk of financial loss. The following non-exhaustive list highlights core general risks:

• The value of investments can rise or fall based on market fluctuations.

• No past performance guarantees future profitability.

• Global economic instability, inflation, or political conflicts may affect market prices.

• Liquidity risks may restrict access to funds or limit market participation.

• Investment returns may be influenced by unexpected global macroeconomic events.

2. Digital Asset & Cryptocurrency Risks

Digital asset investments introduce highly specific risks due to their inherent volatility and market dynamics:

• Crypto asset prices can experience extreme volatility within very short timeframes.

• Media coverage, regulatory actions, or technological advancements may drastically impact valuations.

• Certain digital assets may face delisting, regulatory bans, or market removal.

• Trading volumes may be limited in certain market conditions, affecting liquidity.

• Users may encounter technology risks, such as wallet loss or compromised private keys.

3. Platform-Specific Operational Risks

Despite robust technological infrastructure, unforeseen disruptions may occur on Bitiloc's platform, including:

• Temporary access restrictions due to scheduled maintenance or system upgrades.

• Unanticipated platform downtime caused by cyberattacks, hardware failures, or software bugs.

• Delays in executing transactions due to external network congestion.

• Latency or technical interruptions during periods of high trading volume.

• Possible service suspensions related to legal, compliance, or technical obligations.

4. Counterparty & Third-Party Service Risks

Bitiloc partners with regulated third-party custodians, liquidity providers, and financial service entities. However, third-party operational risks may still exist:

• Service disruption caused by partner insolvency or liquidation events.

• Delays or interruptions in fund processing and settlements due to partner failures.

• Limited recourse in the event of default by external providers.

5. Legal & Regulatory Risks

Regulatory developments may affect user participation and platform operations:

• Future regulatory changes may alter platform services or restrict certain investment options.

• Taxation laws may impose reporting, withholding, or capital gain obligations.

• International sanctions or cross-border restrictions may impact asset availability.

6. Taxation Obligations

• Users are solely responsible for accurately reporting taxable income, capital gains, or losses.

• Bitiloc does not provide personalized tax advice or manage tax filings.

• Tax liabilities may vary significantly depending on user jurisdiction and residency status.

7. Force Majeure & Unforeseen Events

Force majeure events may cause operational delays or service limitations:

• Global pandemics, health emergencies, or natural disasters.

• Civil unrest, geopolitical conflicts, or government interventions.

• Disruptions caused by systemic financial crises or exchange instability.

8. No Guaranteed Profit or Principal Protection

Bitiloc offers no profit guarantees or capital preservation warranties. Users must acknowledge that:

• All investments are made voluntarily at their sole discretion.

• Capital invested may be partially or fully lost.

• Investment returns are subject to market performance and risk exposure.

9. User Acknowledgment of Risks

By accessing and using the Bitiloc platform, each user confirms and agrees that:

• They have fully reviewed and understood this Risk Disclosure Statement.

• They assume full financial responsibility for their investment choices.

• They have consulted with independent financial advisors where necessary.

10. Contact Information for Risk Inquiries

For any questions or clarifications related to investment risks, please contact Bitiloc’s legal department:

📧 Email: legal@bitiloc.com
🌐 Website: https://bitiloc.com

Bitiloc remains fully committed to maintaining the highest standards of operational security, legal compliance, and investor education to protect our global community of clients.