Institutional Legal Edition | Version 2.0 | Last Updated: May 2025

1. Introduction & Legal Agreement

These Terms and Conditions (“Agreement”) form a legally binding contract between you ("User", "Client", or "Investor") and Bitiloc Technologies LLC ("Bitiloc," "we," "our," or "us"), governing your use of all products, services, software, content, and features provided via the Bitiloc platform (https://bitiloc.com) and affiliated applications.

By accessing or utilizing Bitiloc services, you acknowledge your full acceptance of these legally enforceable terms. If you do not agree, you must immediately discontinue access or use of the platform.

Bitiloc services are strictly limited to persons who are at least 18 years of age or older and fully capable of entering into legally binding agreements under applicable laws.

2. Regulatory Compliance Statement

Bitiloc operates under multiple regulated jurisdictions globally, including but not limited to DIFC (Dubai), FCA (UK), MAS (Singapore), FINTRAC (Canada), and FATF-aligned financial frameworks. All terms outlined herein are fully aligned with international AML, CTF, GDPR, CCPA, and cross-border regulatory compliance requirements.

Your use of Bitiloc services constitutes agreement to Bitiloc's full legal obligations under these jurisdictional standards.

3. Intellectual Property Rights

All content, underlying software code, graphics, proprietary algorithms, brand assets, logos, trademarks, user interface designs, investment models, trade secrets, intellectual property, and platform technology are exclusively owned by Bitiloc Technologies LLC and its licensors.

Except where otherwise authorized under applicable law or explicitly permitted by Bitiloc in writing, you agree not to:

• Copy, replicate, sublicense, distribute, or commercially exploit any Bitiloc property.

• Reverse engineer, modify, or create derivative works from any proprietary technology.

• Remove copyright notices, disclaimers, trademarks, or confidentiality notices.

• Transfer or assign any licensed access rights granted by this Agreement.

Bitiloc reserves the right to pursue legal remedies for any unauthorized use or infringement of its intellectual property.

4. User Eligibility, Obligations & Prohibited Conduct

By using the Bitiloc platform, you confirm:

• You are authorized under local laws to participate in investment services.

• You are not a citizen or resident of any jurisdiction where access to digital asset services is restricted, banned, or sanctioned.

• You have not been previously suspended or removed from using Bitiloc or affiliated financial services for legal or compliance violations.

Prohibited behaviors include but are not limited to:

• Engaging in unlawful, fraudulent, or deceptive conduct.

• Circumventing or attempting to bypass security, authentication, or compliance protocols.

• Utilizing data mining, scraping, or automated data harvesting tools without prior written consent.

• Uploading malware, viruses, worms, or other harmful code that disrupts system stability.

• Harassing, abusing, or interfering with other platform participants.

• Participating in market manipulation, wash trading, or financial fraud schemes.

Violation of these terms may result in immediate suspension, account termination, legal action, or notification to regulatory authorities.

5. User-Generated Content & License Grant

Where Bitiloc permits user-generated content such as reviews, feedback, or forum postings, you hereby grant Bitiloc an unrestricted, royalty-free, irrevocable, perpetual, worldwide license to:

• Use, reproduce, adapt, publish, and distribute such content across any format or medium.

• Moderate, remove, or modify user content that violates legal standards or community policies.

You affirm that your content is lawful, non-infringing, and does not violate intellectual property, privacy, or reputational rights of any third party.

6. Platform Disclaimer and Limitation of Warranties

Bitiloc offers all platform services, tools, content, and software strictly on an “as-is” and “as-available” basis.

We expressly disclaim:

• All express, implied, statutory, or contractual warranties of merchantability, accuracy, availability, non-infringement, or suitability for any particular investment objective.

• Any guarantees of specific financial returns or market performance outcomes.

While Bitiloc implements institutional-grade safeguards and best efforts, we do not guarantee uninterrupted service continuity due to technical failures, regulatory changes, or external disruptions beyond our control.

7. Limitation of Liability

To the fullest extent permitted under applicable law:

• Bitiloc, its officers, employees, affiliates, agents, or partners shall not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages.

• This includes loss of profits, lost data, trading losses, reputational harm, or operational interruptions arising from platform usage or reliance on provided information.

• In all circumstances, Bitiloc’s total aggregate liability shall not exceed the total fees paid by you within the twelve (12) months preceding the event giving rise to liability.

8. Indemnification & Legal Defense Obligations

You agree to fully indemnify, defend, and hold harmless Bitiloc Technologies LLC and its directors, employees, affiliates, and agents from any claims, losses, liabilities, regulatory penalties, damages, or costs (including legal fees) arising from:

• Breach of these Terms & Conditions.

• Violation of applicable laws or financial regulations.

• Misuse, misrepresentation, or unlawful use of Bitiloc services.

• Infringement of third-party intellectual property or contractual rights.

9. Account Suspension, Restriction & Termination

Bitiloc reserves full discretionary authority to suspend, restrict, limit, or permanently terminate any user account for:

• Violation of these Terms.

• Legal or regulatory non-compliance.

• Detection of fraudulent or suspicious behavior.

• Court orders, regulatory mandates, or law enforcement requests.

• Platform security risks or systemic threats.

Upon termination, all granted access rights are immediately revoked. Bitiloc assumes no liability for damages resulting from lawful account closures or access suspensions.

10. Privacy & Data Protection Compliance

Use of Bitiloc’s platform remains subject to our fully integrated Privacy Policy, which operates under GDPR, DIFC DP Law, CCPA, FATF, and all applicable international data protection regimes.

By utilizing Bitiloc services, you consent to the processing, international transfer, retention, and security governance of your personal data as outlined within the Privacy Policy.

11. AML / KYC Compliance Obligations

You acknowledge that Bitiloc operates under stringent AML (Anti-Money Laundering), CTF (Counter Terrorist Financing), and sanctions compliance protocols that may require:

• Identity verification (KYC) procedures.

• Source-of-funds documentation.

• Ongoing transaction monitoring.

• Suspicious activity reporting (SAR) where legally mandated.

Failure to comply with AML/KYC requirements may result in account suspension or reporting to applicable regulatory bodies.

12. Policy Amendments & Version Control

Bitiloc reserves the right to periodically revise or modify these Terms in response to:

• Legal, regulatory, or compliance updates.

• Operational platform enhancements.

• Technological advancements.

All revisions will be published via platform announcements, including the version number and effective date. Continued usage following such updates constitutes full acceptance of modified terms.

13. Governing Law & Dispute Resolution

These Terms are governed under the legal framework of the United Arab Emirates (UAE) and specifically the Dubai International Financial Centre (DIFC) regulatory jurisdiction.

You consent that any disputes, controversies, or claims will be exclusively adjudicated under the DIFC courts and relevant arbitration frameworks where applicable.

14. Severability & Enforceability

If any portion of these Terms is deemed unenforceable or legally invalid by a competent authority, the remaining provisions shall remain valid, enforceable, and binding in full legal effect.

15. Entire Agreement Clause

This Agreement, along with Bitiloc’s Privacy Policy, AML/KYC disclosures, risk statements, and any referenced documentation, collectively constitute the entire legal understanding between you and Bitiloc Technologies LLC.

16. Force Majeure

Bitiloc shall not be held liable for delays, failures, or performance interruptions resulting from events beyond reasonable control, including but not limited to:

• Acts of God

• Governmental restrictions

• Natural disasters

• Internet service disruptions

• Labor strikes or cyberattacks

• Global pandemics or regulatory embargoes

17. Contact Information for Legal Inquiries

For any legal, compliance, or contractual inquiries, please contact:

📧 Email: info@bitiloc.com
🌐 Website: https://bitiloc.com

18. Closing Statement

Bitiloc remains fully committed to providing a secure, transparent, and professionally governed financial environment. These Terms reflect our dedication to global compliance, client protection, ethical operations, and responsible wealth management.